This includes, for example, food, water, medication in the presence of a mental disorder or something delicious to cheer up, such as sweets or alcohol. I don’t know if it’s possible to put alcohol in the category of goodies, well, okay, I hope you understand what I mean.
Around 2000 to 3000CHF or about 1/3 to 1/2 of net income (excluding bonus) a month
#DIV/0! I was laid off and haven’t been able to find another job yet, so salary is zero, but basic needs still exist and cost money.
Same story here. I’m running on savings now. The job market is complete ass and I refuse to work on slopware
Thanks to some unexpected health issues, I drained the savings, and am now borrowing from family. Hooray.
I’m not in tech, but the last time I was unemployed, I was able to reach out to a few temp/staffing agencies and at least had something to keep me afloat pretty quickly. This time around, I’ve only received a response from a single temp agency. They’ve sent me on a few interviews over the past month, but still no actual job offer yet.
Same. Out for 2 years and this is not how I expected to spend my savings. Time to find a good tent soon
18 months here. Initially, I figured I’d enjoy a few months off thanks to severance + unemployment, but then, when it was about time to get serious about finding work again, I was diagnosed with cancer. I’m in remission now, but my savings is completely gone and I’m borrowing money from family. A tent is definitely growing more appealing.
Damn, same for me. I was sick for months, nobody knew what was wrong. Just sit it out, they said. Now I got a tumor. I was supposed to be traveling, not lying in bed. Hope things get better for you.
Same, was let go in May and stuff only gets more expensive.
Yup. I hope you find something soon!
Around 700%
Not a joke
It’s been a shitty year and a half
Ideally you build your life around 50/30/20. 50 needs, 30 wants and 20 savings. I was more like 80/20/0 until I was 22. Then around 60/20/20 for a few years and now I’m at 30/40/30ish. Lucky to have made good financial decisions and starting early in a good career.
Somewhere around 60% I guess. I’m self employed so I don’t have a steady income and I’m not sure what it averages to per month. As long as I see my wealth steadily increasing I don’t worry too much about it.
This includes, for example, food, water, medication in the presence of a mental disorder or something delicious to cheer up, such as sweets or alcohol.
100% then
120%. grocery and transportation to work gets everything the rest i get help
More than all of it.
Yeah, probably about 107% of it. I limit driving now because car repairs are about 80% of my credit debt, the other 20% is dental.
car?? dental??? i’ve ground my teeth to the dentin because I can’t afford $600 a year for a mouth guard
They sell DIY night guards, but I have a friend who chews through them.
Well, the mortgage on a 120-year-old house, food, water, electricity, internet, phones, medical bills, and medication, and the usual modern necessity bits and pieces, add up to about $5k/m
Add on childcare and similar that’s $6.5k
:(
So most of it…
42 of course.
Think it’s about £600 a month for the house/bills, then £50 a month for my half of the food.
Does £30 on olives and cheese count as essential?
After tax not sure how much I get yet as I am in a new job and not yet had a full months pay but can’t be far off £2k, so like 33%. Then the rest is split between luxuries, stupid things I don’t need and savings.
62%
If we’re also including rent then 2/3 of my income goes to basic necessities… That’s not including things like car insurance or Internet access.
I have a good job and nice rent deal, so it’s around 70%. Market rate for the rent is probably another 10%+ of my salary but the landlord is not raising the rent which surprises me.
Really not sure but probably around 40-50% of income. Should really do a budget. We’re in surplus monthly by a little bit so build up 5-10k a year in the offset account and both have superannuation accounts which contribute 12% of our income directly (should add more). Plus we have 2 other properties, one which earns us 10k a year but doesn’t increase in value much, the other which costs us 10k a year but my mum lives in the 2nd one so can’t sell it and it is going up in value more than 10k per year too.
Our biggest outgoing is childcare. Can’t wait for our youngest to leave and go to school and even though it’s not a public school, it still costs way less than childcare.
But I did just spend $500 on wine this month which will last about 6 months or so. And we get a takeaway once a week for $65, and I eat lunch out at least twice a week at about $15 each time. Should probably curb some of that spending and do some more investing.
