So what did you mean when you began your comment with “actually it’s the inverse”? Inverse of what?

I’m a bit confused by what you’re trying to say here. It seems non sequitur if you are trying to say “borrowers of higher interest rate benefit less from inflation”.

Your maths is not right. Inflation, in absolute terms, is a larger benefit to people with higher interest rates.

Let’s consider the scenario where inflation is 10% for simplicity, and two borrowers who each borrow $100, but Borrower A at 5% annual simple interest and Borrower B at 25% annual simple interest. Both borrowers borrow the money at the beginning of Year 0.

Borrower A owes $105 in Year 1 dollars at the beginning of Year 1. This is equivalent to $95.45 in Year 0 dollars.

Borrower B owes $125 in Year 1 dollars at the beginning of Year 1. This is equivalent to $113.64 in Year 0 dollars.

Compared to a 0% inflation rate, Borrower A saved 9.55 Year 0 dollars and Borrower B saved 11.36 Year 0 dollars. Borrower B saved 1.81 more Year 0 dollars than Borrower B due to inflation (but paid 17.55 Year 0 dollars more overall because of interest).

Inflation reduces the real buying power of the money used to repay the loan by the inflation rate each year, regardless of your loan interest.

In absolute terms, inflation is better the higher your interest rate is, because the number of dollars it saves you goes up.

Someone tried this with a dating app for right-wingers only called “The Right Stuff”, which has faced significant criticism for lacking female users.

No, I go online and just order another one for same-day pickup from a local electronics retailer. Then I restore my files from my backup.

There are some languages that use strictly phonetic writing systems. Cherokee (indigenous American language) and Esperanto (constructed international auxiliary language) come to mind, but I’m sure there are others. None of the major world languages (English, Spanish, French, Arabic, Russian, Standard Chinese) are perfectly phonetic.

French people will see a 10-letter word and pronounce it as a single syllable. No language is particularly good in this respect, English is just the most common target of criticism for this

It’s not an LLM, but Stockfish does use AI under the hood and has been since 2020. Stockfish uses a classical alpha-beta search strategy (if I recall correctly) combined with a neural network for smarter pruning.

There are some engines of comparable strength that are primarily neural-network based. lc0 comes to mind. lc0 placed 2nd in the Top Chess Engine Championships in 9 out of the past 10 seasons. By comparison, Stockfish is currently on a 10-season win streak in the TCEC.

One of my mates generated an entire website using Gemini. It was a React web app that tracks inventory for trading card dealers. It actually did come out functional and well-polished. That being said, the AI really struggled with several aspects of the project that humans would not:

• It left database secrets in the code
• The design of the website meant that it was impossible to operate securely
• The quality of the code itself was hot garbage—unreadable and undocumented nonsense that somehow still worked
• It did not break the code into multiple files. It piled everything into a single file

I think one other factor that people have not considered is the monitor. To run all games at 4K maximum settings, yes, this type of PC might be required. But at lower resolutions, such as 1080p or 1440p, this is overkill and one would be able to run any game as maximum settings even with a computer costing a third as much.

I am not the parent commenter, but the argument for and against wealth taxes is a lot more nuanced than many people would originally think.

For one, a great deal of wealth in this country (the overwhelming majority, actually) is not money but takes the form of illiquid capital goods like real property and shares in companies. There is a real concern that people subject to tax just won’t have enough dollars in a bank account to pay for it, and forcing the sale of that many goods could render the markets illiquid as it wipes out the red side of the order book every April.

A potential way around this is if the tax can be paid in kind, similar to how wealth taxes were collected historically, such as in the Roman Empire. This could be stupid easy to administrate—a 1% wealth tax against companies can be enforced by just minting 1% of every registered company’s outstanding shares in new stock and then transferring it to the control of the Government. Though the downside is that this sort of tax is very indiscriminate and difficult to target towards certain demographic groups. While shareholders are largely wealthy individuals who would be the target demographic for a wealth tax, they aren’t exclusively so. Effectively that becomes a tax on holding shares in companies, which is a good, but not perfect, proxy for wealth. The drawback to collecting shares in kind is that the stuff that is raised is not really “revenue” for the state, in that it is not money that can be spent, and to liquidate it would incur significant loss for the state as well. Which is basically throwing wealth away. This wasn’t a problem when “in-kind” meant grain and barley that could be used to feed the army, but soldiers can’t survive on a diet of stock certificates.

I am in favour of large-scale wealth redistribution from the billionaire class to the working class, but doing so isn’t as easy as saying “You, billionaire, give me 1% of everything you got, cash.” I think a policy of combined high income tax, high capital gains tax, and taxing loans for personal expenses secured against shares as income is more likely to be effective.

Let me put it this way. Lemmy infamously only has four topics that people post about:

1. Politics
2. Linux
3. Star Trek
4. Porn

Any community that isn’t about topics 2 to 4 will eventually become one about topic 1.

I’m not speaking for anyone but myself. I view this post as an example of a very persistent problem with Lemmy as a platform. Namely, that it seems only have four topics that people ever post about:

1. Politics
2. Linux
3. Star Trek
4. Porn

There’s nothing inherently wrong with posting about these topics but it really seems like whenever there exists a community isn’t about topics 2-4, people will make it about topic 1.

Yeah, okay. But anger doesn’t make my life better. If I’m browsing this community I expect tips that can potentially improve the quality of my life, not just finding out about more mud on a dead 20th century dirt bag politician to be angry about.

Why are you posting this in YSK? How does this information improve anyone’s life in any way?

There is literally no-one here who doesn’t already think Thatcher was a piece of shit.

You’re being downvoted because your assertion that hosts are responsible for what users upload is generally false.

(1) Treatment of Publisher or Speaker.—No provider or user of an interactive computer service shall be treated as the publisher or speaker of any information provided by another information content provider.

(2) Civil Liability.—No provider or user of an interactive computer service shall be held liable on account of—

(A) any action voluntarily taken in good faith to restrict access to or availability of material that the provider or user considers to be obscene, lewd, lascivious, filthy, excessively violent, harassing, or otherwise objectionable, whether or not such material is constitutionally protected; or

(B) any action taken to enable or make available to information content providers or others the technical means to restrict access to material described in [subparagraph (A)].

47 USC § 230c, a.k.a. Communications Decency Act 1996 § 230

Hash matching is really easy to get around. Literally modify 1 bit of the image or just re-encode the video and you’ve gotten around it.

I think you’re overthinking it slightly.

• French flag represents the language called “French”
• Spanish flag represents the language called “Spanish”
• Russian flag represents the language called “Russian”
• German flag represents the language called “German”
• Portuguese flag represents the language called “Portuguese”
• Japanese flag represents the language called “Japanese”
• Korean flag represents the language called “Korean”
• Chinese flag represents the language called “Chinese”
• Italian flag represents the language called “Italian”
• But somehow, the British flag doesn’t represent a language called “British”, but rather, one called “English”, despite there existing an English flag

Scottish people having to click on a British flag knowing it will display English (there is a perfectly good flag for England that people refuse to use 🏴󠁧󠁢󠁥󠁮󠁧󠁿)