I don’t use any pay apps, less because I don’t thist these, but I don’t thrust the privacy of mobiles with banking data. Apart I don’t need these, I have all shops, malls, banks and all what I need in a radio of less than 1 km arround my home. I always pay in the most private way, with cash.
Anyway, If I need one day such app, probably I would use one of my bank, not a third party one.
This works for grocery shopping and so, but not so much for last-minute online transfers. You would need to physically move to your bank office every time you need to move money between bank accounts.
If I need one day such app, probably I would use one of my bank, not a third party one.
I think the issue is that many (most?) bank apps in the EU will simply refuse to work if your Android phone runs some custom firmware and/or lacks Google Play Services, as a “security measure”. Until not so long ago, my bank’s 2FA app crashed just because I was using a non-standard keyboard app… (now it shows a big red warning, but at least it doesn’t crash).
I use OpenBank and they also provide their own nfc payments app on Android. It’s not a great piece of software, but it works and it successfully replaces Google Wallet for at least this part ( it keeps unselecting your card after every update).
In Spain a lot of baanks offers paying apps, apart there are also a lot of free EU paying apps, eg.
You can find more in AlternativeTo, there you can filter also by the country of origen.
https://alternativeto.net/software/paypal/?license=free&origin=eu
Ty. Have you tested any of these? I’ve already read about taler but it was in alpha (or something like that)
I don’t use any pay apps, less because I don’t thist these, but I don’t thrust the privacy of mobiles with banking data. Apart I don’t need these, I have all shops, malls, banks and all what I need in a radio of less than 1 km arround my home. I always pay in the most private way, with cash. Anyway, If I need one day such app, probably I would use one of my bank, not a third party one.
This works for grocery shopping and so, but not so much for last-minute online transfers. You would need to physically move to your bank office every time you need to move money between bank accounts.
I think the issue is that many (most?) bank apps in the EU will simply refuse to work if your Android phone runs some custom firmware and/or lacks Google Play Services, as a “security measure”. Until not so long ago, my bank’s 2FA app crashed just because I was using a non-standard keyboard app… (now it shows a big red warning, but at least it doesn’t crash).
As said, I’ve the Bank and ATM at 5 minutes from home. No need of any app.
Was pleasantly surprised a few weeks back when Norway’s biggest bank app released a hotfix because their recent release had issues with GrapheneOS.
I use OpenBank and they also provide their own nfc payments app on Android. It’s not a great piece of software, but it works and it successfully replaces Google Wallet for at least this part ( it keeps unselecting your card after every update).
Any of them available to eu nationals living abroad like britain or n. ireland