Many countries have HoA’s.

Why America has them is, simply put, racism. HoA’s got started after WW2, specifically to keep non-white people from moving into white neighborhoods.

and a lot of them are still used for this purpose to this day. just not as overtly

I’d rather have a shit neighbor with an overgrown yard than some wannabe dictator who alienated their children and takes out their hatred on the neighborhood with bullshit fines and harassment.

in America, at least… Racism.

Thats literally it.

HoA’s became a major thing after WW2, in large part, to keep black and hispanic people from moving into white neighborhoods… with rare exceptions for “servants”.

literally the first words out of my mouth. It seeing a news headline about TiVo feels like i’m back in 2001

Just ban the sales of pervert glasses, period.

It’ll accomplish the same thing, but be a lot easier legally.

go one step further and open it up and unplug the wifi antennas, just to curtail it even further.

To answer the title question… many years ago I experienced a polar vortex that caused about a 100 degree temperature drop in less than 24 hours, that was pretty fun.

To address the body of OP, I would start taking important things out of the house and storing them somewhere safe… but I would think more storms = more damage = more likely the insurance cant deny you.

the only criticism I have with this, is that I would say to add a quality used car. nothing fancy, nothing flashy, just something with rock steady reliability and low long term maintenance costs.

Dude, you can drop the victim complex. You aint being edgy by regurgitating the most widely known and popular opinion.

Struggling?

No.

Drowning, yes.

the finances I have to manage are a 12 pound bass hanging off 4 pound line.

If you marginalize it so its no longer usable on the modern web to do all the things you need to do… Then yes, thats the same as effectively killing it.

Aside from, you know, not being able to access anything that looks for that OS okay, or worse…declaring people not on compliance in criminal violation of the law and mass arresting.

same thing in this context.

Sure Buddy.

Sure Pal.

Sure Pal.

Sure buddy.

No, I think you denying reality because of sunk cost fallacy has said enough.

Which is bull, because we’ve been playing games from our couches for like 40 years and there were beautiful, amazing, wonderful graphics long before the 4k propaganda.

i miss when GPUs just rendered the game, and that was all.

None of this upscaling, AI graphics altering bullshit that is there ultimately to distract from the impotent promises of 4k gaming, which is unnecessarily ridiculous to begin with.